Finance
by gleefulblogger

Make Digital Payments using Bharat BillPay Payment System

February 7, 2019
30
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Make digital payments easier with Bharat BillPay Payment System – Digital Payments were a challenge for me, as I was always skeptic about the security of my bank account. Monetary transactions with a physical copy of the receipt after the payment, I learned this while growing up. Digitally visiting so many websites, understanding the procedure of payment was overwhelming. But I always felt the risk when any news about people getting duped using online payment tools was scary. Getting a FAKE debit was a BIG concern.

On the other hand, my father was comfortable standing in the queue for more than two hours. Diligently maintained due dates and collect the hard copy of bills, he was a non-digital payment person. However, with the changing times and Digital Bharat push from the state, we also switched to make digital payments.

With Bharat BillPay, not just me, my father and adamant husband too is happy and convinced. This one-stop platform or payment ecosystem paying utility bill is just a click away. Conceptualized by Reserve Bank of India and executed by National Payments Corporation of India (NCPI) is an authentic, easy to operate way of making payments online. Bharat BillsPay gives instant payment confirmation and authenticated receipts with the logo of BBPS. Hence in one shot it clears out all doubt that we had.

Category coverage

digital payments of bills by Bharat BillsPay
Image Source – NPCI.

All utility bills come under its coverage. Water, Gas, DTH, Electricity, Mobile phone, Landline phone, Internet bill and all other sort of utility bills can be paid through this platform. You also can create bill reminder or alerts or set a specific day every week when you can pay all your outstanding bills till date. It never let you miss on to any due dates or get confusion regarding whether paid or not.

Process of paying

Visit bharatbillpay.com or get access through the BHIM app on mobile or iOS. Select the category of the bill; add details of the biller, consumer, and bank details or you can save such details for later use. Now just in a single click, the amount displays on the payment window and you can make the payment.

Also read How to Use Digital Banking and Payments safely.


One can also use non- bank wallet or mobile banking app for paying bills following the same procedure. Once you complete the payment it instantly sends you a receipt and authenticates it with the logo of BBPS. This also assures and ensure that you have paid your bill to the right authority. It is very user-friendly, utility bills of these 5 approved categories (Gas, DTH, Water, Electricity and Post Paid – mobile bill, landline & broadband) can be paid through Bharat BillsPay ecosystem.

There are also physical reach points of Bharat BillPay, agents and Kirana shop where you can physically go and submit your bill. There are many such over 2 million agent Stores across all cities in India to ensure easy access.

Complain resolution in 7 days

Both corporate houses and customers are safe and secured with this payment platform. All leading service provider and corporate house have chosen this platform to ensure security, ease, and confidence of customers. If any time you have any problem, log on to the BBPS website or reach any physical contact point and register your complaint. Your complaints will be resolved.

Digital Bharat! Happy Bharat!

COPYRIGHT ©DIPIKA SINGH. Unauthorized use or duplication of this material without written permission from this site’s author is strictly prohibited. Excerpts and links used, provided that full and clear credit is given to Dipika Singh (Gleefulblogger). With the right and specific direction to the original content.

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abha health Card

ABHA Health Card vs Traditional Health Insurance: Which is Right for You?

August 17, 2023
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Choosing the appropriate healthcare coverage is crucial for preserving our well-being. This blog post will explore the universe of healthcare possibilities and share the difference between ABHA Health Card and health insurance. Here, we will discuss the features, advantages, and compatibility of the ABHA Health Card and traditional health insurance in India. This will help you find the ideal healthcare solution based on your specific needs.

What is the ABHA Health Card?

Consider it as a complete healthcare package that provides several advantages. ABHA Health Card is made to give people access to high-quality healthcare at reasonable prices. Cardholders can take advantage of lower prices for consultations, diagnostic tests, treatments, and hospitalizations, besides access to the best healthcare providers. It strives to increase healthcare access and affordability for people and families, making it a popular choice.

How does Traditional Health Insurance Work?

Let’s now discuss conventional health insurance. Traditionally, people have paid a set sum each month or year to keep coverage under premium-based health insurance policies. These plans often offer broader coverage, including pre-and post-hospitalization care, specific therapies, and hospitalization costs. Traditional health insurance policies provide more thorough protection, making them appropriate for people who prefer a broader coverage range for an extended period of time.

Factors to Consider:

Various variables must be taken into account while deciding between ABHA Health Card and traditional health insurance. ABHA Health Card may be a cost-effective choice if you’re in generally good health and don’t need frequent medical attention because of its pay-per-use business strategy. It’s similar to having a healthcare partner who offers affordable medical treatment whenever you need it. On the other hand, standard health insurance can be a better fit for your requirements if you have pre-existing problems or prefer full coverage that includes costly treatments, hospitalizations, and specialized care.

Making the Best Choice:

There is no universally applicable solution for healthcare insurance. It’s important to think about your preferences, financial status, and specific requirements before making a decision. Consider factors including your current health, how regularly you visit the doctor, and the kind of coverage you require. If affordability and accessibility are crucial to you, ABHA Health Card may be the ideal choice for you.

On the other hand, if you prefer comprehensive protection and larger coverage, traditional health insurance may be a better choice.

The important thing is to have the correct coverage that meets your needs, whether you want to use ABHA Health Card or go with conventional health insurance. While typical health insurance offers full coverage for a range of medical procedures, ABHA Health Card allows you to access first-rate healthcare services without worrying about the cost.

Remember that making today’s health investments guarantees your happiness and peace of mind tomorrow. Make wise decisions and take comfort in knowing that you, your family, and any dependents have access to

Disclaimer

Any advice and information on this website is general only and has been prepared without taking into account your particular circumstances and needs. Before acting on any advice on this website you should assess or seek advice on whether it is appropriate for your needs, financial situation, and investment objectives.

COPYRIGHTS

©Dipika Singh. The unauthorized use or duplication of this material without express and written permission from this site’s author is strictly prohibited. Excerpts and links are used, provided that full and clear credit is given to Dipika Singh (Gleefulblogger). With the right and specific direction to the original content.

whatsapp banking ICICI bank

WhatsApp Banking for ICICI Bank Customers – An Easy on the go banking!

November 7, 2020
19

ICICI Bank Customers can now pay their utility bills and create a Fixed Deposit just by sending a simple message on WhatsApp. Yes, this is revolutionized digitalization in social-distancing times. ICICI Bank WhatsApp Banking service is an extraordinary leap by any financial institution to provide an easy on-the-go banking experience to its customers.

Before we go any further with the details on ICICI Bank WhatsApp Banking, let us just stop for a moment and revisit the old banking era. ICICI Bank is a generic name that transformed Indian banking scenes back in the 90s.

I remember opening my first salary account in ICICI Bank, in 2005. Holding a sleek brand-new account kit instantly filled me with a sense of financial freedom and growth. Over years this relation is grown with pride and convenience.

WhatsApp Banking with ICICI Bank:

ICICI bank WhatsApp Banking
Image Source – ICICI Bank website

With the Digital India movement, I was among the first movers to change my payment preferences from offline to online. There are various digital payment gateways available in the market to experience easy financial user-interface freedom. However, safety and security are always my main concerns. Nothing is more trusted than your own Bank.

ICICI Bank recently launched its WhatsApp Banking services for enhancing the ultimate customer experience. With the new addition of paying utility bills and creating a fixed deposit (FD) on the go just by sending a WhatsApp message to a dedicated number. This makes ICICI Bank the first financial institution in the industry to provide WhatsApp Banking to its customers.

Say Hi to ICICI Bank WhatsApp Banking:

So, paying the utility bills like electricity, gas, or phone bills has never been so easy. All a customer has to do is just send ‘Hi’ to an ICICI Bank WhatsApp Banking dedicated number. Or if you are planning to invest money in an FD (fixed deposit) for a secured future, easy WhatsApp banking comes to the rescue. Who has thought investing in FD would be so easy?

ICICI Bank’s WhatsApp Banking facilities aren’t just limited to retail customers like you and me, there are a plethora of financial services available for Corporate clients and owners of MSMEs (micro, small, and medium enterprises). Services like –

  1. Check trade finance related services like customer ID,
  2. Import Export (IE) code,
  3. Can limit the availability of all credit facilities availed from the bank.
  4. Also, check the status of pending inward remittances and history of inward remittances on-the-go.

These easy banking on-the-go services are available to a few selected corporates currently and will be rolled out for every corporate customer very soon. For retail customers, services like recharging the pre-paid mobile balance will be launched in the coming days.

How to Start using WhatsApp Banking?

To avail of these services on WhatsApp messenger, ICICI Bank customers need to follow the following steps –

  1. Save the number and send Hi – Dedicated ICICI Bank WhatsApp Banking number is 8640086400, add and save this number in the phone’s contact list now send a Hi from the mobile number registered with the Bank using WhatsApp messenger.
  2. Bank will instantly revert with the list of services available. To check the list of services available on WhatsApp banking, click here.

Benefits of using WhatsApp Banking by ICICI Bank:

  • Hassle-free, convenient, and easy to use for all customers, even those who are not very familiar with the overall banking procedures or processes.
  • Saves time – within just a few clicks customers can avail of various easy banking services.
  • Available 24/7 *356 days even on the holidays. So, now you can stop missing bill due-date deadlines and bank stress-free with ICICI Bank.
  • Secured way of banking, all the messages of ICICI Bank WhatsApp banking are end-to-end encrypted, that simply means no one can hack or misuse these messages. The banking details remain safe between the customer and the bank only.
  • Non-ICICI Bank customers can also use WhatsApp banking services to locate ICICI Bank’s ATM near them and to learn about the available offers with the bank.
  • ICICI Bank credit card holders can also avail of this service for checking their credit limit and Block/Unblock the card.
  • The WhatsApp Banking service is also available in Hindi.
whatsapp banking by ICICI bank

ICICI Bank has launched many services on WhatsApp messenger in the span of the last six months. With the addition of these new services, the bank offers a plethora of 25 easy banking services on the go. In lieu of social-distancing and Covid19 pandemic threat, the customers have easy access to banking services via the popular messenger app.

COPYRIGHT NOTICE –

© Dipika Singh. Unauthorized use or duplication of this material without express and written permission from this site’s author is strictly prohibited. Excerpts and links used, provided that full and clear credit is given to Dipika Singh (Gleefulblogger). With the right and specific direction to the original content.

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